Planning for the financial security of a loved one with special needs can be overwhelming, but a Special Needs Trust (SNT) is a great tool that can provide peace-of-mind for people with disabilities as well as their parents, guardians, and…
We have a special guest post from Andrea Ebby, a Michigan-based speech-language pathologist with nearly 25 years of experience helping students, families, and school teams navigate the special education process. With the school year right around the corner, now is…
As a special needs parent, your life is defined by a unique kind of advocacy. You are a therapist, a teacher, a nurse, financial planner, and a legal expert all rolled into one. Yet, despite the busy days, there is…
For families supporting an individual with special needs, financial planning is rarely a straightforward path. Historically, saving for the future was a catch-22. If you saved too little money, your special needs loved ones would struggle to support themselves with…
The special needs community faced a cruel financial paradox for decades…. To qualify for essential benefits like SSI and Medicaid, individuals were forced to remain in a state of “perpetual poverty”. The “asset limit” of $2,000 meant that saving for…
For families navigating the unique financial landscape of supporting a loved one with a disability, the ABLE account stands out as an indispensable tool. It offers a lifeline, allowing for savings and investments without jeopardizing crucial government benefits. While our…
Welcome Back Everyone! For parents and caregivers of individuals with disabilities, financial planning is often a complex maze. Zeke and I know because we live it every day…. just like you! 😊 Balancing daily care needs with long-term financial security…
Disclaimer: All information provided in this article is strictly for educational purposes and is in no way deemed to be financial, tax, or legal advice. Please ALWAYS consult with a qualified tax professional before making financial decisions. Tax season is…
Winter is almost done and spring is fast approaching… You know what this means? Now is a GREAT time to make positive changes to your life… especially your financial life. Think of today’s article as “spring cleaning for your finances”!…
Adulthood… the time when your children go from “little people” (as my wife calls them) to full-fledged adults. It’s a time where on one hand, they start needing you less and less, but when they DO need you, it’s for…